NAB Classic Banking account

Meet your everyday bank account with no fees. Easy access to your money everyday with no monthly account or overdrawn fees.

Open in less than 5 minutes

Everyday transaction account features

No monthly account fees and no minimum monthly deposits No overdrawn fees if you happen to go over your account balance No ATM withdrawal fees at over 4,000 ATMs across Australia A NAB Visa Debit card for all your everyday spending

Open a more rewarding bank account

Everyday banking just got sweeter. NAB Goodies gives you personalised cashback offers in the NAB app to enjoy every day. Whether you’ve been with us for years, or are just starting out, it’s our way of saying thank you for banking with us.

Fees and charges

Our low fees help you save money.

Monthly account fees

Keep extra cash up your sleeve for something else.

No fee at over 4,000 ATMs across Australia.

If you happen to overdraw your account.

Choose between two Visa Debit cards

Choose between two feature-packed NAB Visa Debit cards to access your money. Plus, add your NAB Visa Debit card to your digital wallet and start spending with Apple Pay or Google Pay before your card even arrives.

NAB Visa Debit card

Easy and secure access to your own money, wherever Visa is accepted.

Monthly card fee

ATM withdrawal fee

at over 4,000 ATMs

Benefits

Shopping protection with NAB Defence and Visa Zero Liability Access to Visa Entertainment

NAB Platinum Visa Debit card

Your premium everyday card both at home and overseas.

Monthly card fee

International transaction fee on purchases

Cashback on contactless purchases

Benefits

All the benefits of a NAB Visa Debit card Full 24/7 access to NAB Concierge Service Complimentary insurances, including purchase protection, extended warranty and travel insurances

Apply for a NAB Classic Banking account

Check if you’re eligible and apply online to open an account in less than five minutes.

One application, multiple accounts

If you're looking for a savings account too, save time by opening an optional NAB iSaver or NAB Reward Saver when you apply for a NAB Classic Banking account.

Ready to apply?


Check your eligibility and apply online in less than five minutes.

You must be at least 14 years old and an Australian resident for tax purposes to apply online. If you're new to NAB, have your passport, driver's licence or Medicare card handy.

If you’re a NAB customer, have your NAB ID NAB ID Your NAB ID is an 8 to 10 digit number given to you when you first become a NAB customer. There are three ways to find your NAB ID: 1. We send it to you via email and SMS when you first become a customer. 2. On the back of your credit card or debit card, above the magnetic strip. Not all cards have this. 3. In the NAB app once you've registered for internet banking. Your NAB ID can be found under More and then My Details. This option is only available for personal profiles (not business ones). and password ready.

Visit a branch if you're unable to apply online.

Download the NAB app

You can set and reach your savings goals, get a better view of your expenses and more inside the NAB app. Simply download the app to start using My Goals, the Spending tool or explore cashback offers available in NAB Goodies.

Help and support

We're here to help with your new Classic Banking account so you can manage your banking easily.

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Important Information

Important Information

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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.

Closing your account

The quickest and easiest way to close your account is through NAB Messaging in Internet Banking or the NAB app.

If you need further support, please find your closest branch or give us a call on 13 22 65 or +61 3 8641 9083 if you’re overseas.

NAB Internet Banking and NAB app

These products are issued by National Australia Bank Limited.

NAB recommends you consider the NAB Internet Banking terms and conditions document, before making any decisions regarding this product.

The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.

Quick links

Quick links

Policies and terms

Policies and terms

Connect with us

Connect with us

NAB acknowledges the Traditional Owners of the land as Australia’s First Peoples and recognises their continuing connection to lands, water and country. We pay our respects to Elders past and present.

Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.

© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686